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	<title>college-grants1.com</title>
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	<link>http://college-grants1.com</link>
	<description>Helping you figure out how to pay for college</description>
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		<title>Five Vital Study Tips for College Freshmen</title>
		<link>http://college-grants1.com/five-vital-study-tips-for-college-freshmen/</link>
		<comments>http://college-grants1.com/five-vital-study-tips-for-college-freshmen/#comments</comments>
		<pubDate>Wed, 15 May 2013 17:57:32 +0000</pubDate>
		<dc:creator>collegeg</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://college-grants1.com/?p=2189</guid>
		<description><![CDATA[Study alone. Studying in groups can be very helpful because you can combine notes, but they can also be very distracting. It&#8217;s easy to get off topic and talk about other things instead of your study material. You also can&#8217;t always study what you personally need to focus on. You have to move at the [...]]]></description>
				<content:encoded><![CDATA[<ul>
<li><strong>Study alone.</strong> Studying in groups can be very helpful because you can combine notes, but they can also be very distracting. It&#8217;s easy to get off topic and talk about other things instead of your study material. You also can&#8217;t always study what you personally need to focus on. You have to move at the pace of the group, which may not be your own; you may move slower/faster in general, or you may need to spend a little extra time on one area, which may not match up with your group members.</li>
</ul>
<ul>
<li><strong>Stay away from distractions</strong>. If the you&#8217;re addicted to the internet and can spend five hours on Facebook without batting an eye, don&#8217;t get on the internet at all. If you can&#8217;t see your Xbox without turning on Skyrim, don&#8217;t be in the same room with it. Whatever your guilty pleasure is, make sure it&#8217;s nowhere near you so that you can stay focused.</li>
</ul>
<ul>
<li><strong>Use your best learning method to study.</strong> If you&#8217;re a visual learner, study page by page so you can really see the material. If you&#8217;re an audio learner, record your notes on your computer and play them back. If you&#8217;re a hands on learner, rewrite your notes so that they stick in your mind. However you learn best, make sure you&#8217;re studying in that method for the best chance of success.</li>
</ul>
<ul>
<li><strong>Run through the material again right before the test.</strong> If you spent the night before studying, wake up a little bit early to go through everything again one more time that morning. This helps cement what you learned last night and refresh you on any minor details that you may have forgotten. It makes sure that everything you need to know is fresh in your mind for the exam.</li>
</ul>
<ul>
<li><strong>Reward yourself.</strong> If you&#8217;ve managed to put in several hours of great study time, you should feel good about that! Reinforce that by rewarding yourself. Go out for dinner with your friends. Watch a few episodes of your favorite TV show all at once. Do something that you don&#8217;t normally do, but make a treat that you will only reward yourself with after completing some difficult schoolwork – never any other time. If you maintain that self-control, it encourages you to stay focused and get the work done as quickly as possible.</li>
</ul>
<p>Students with good study habits are more likely to succeed in college, and also more likely to receive <a title="scholarships" href="http://scholarships-online.com" target="_blank">college scholarships</a> and <a title="financial aid" href="http://college-grants1.com" target="_blank">merit-based college financial aid</a> packages.</p>
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		<title>Seven Important Things to Know about the TEACH Grant</title>
		<link>http://college-grants1.com/teach-grant-basics/</link>
		<comments>http://college-grants1.com/teach-grant-basics/#comments</comments>
		<pubDate>Thu, 21 Mar 2013 14:07:00 +0000</pubDate>
		<dc:creator>collegeg</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://college-grants1.com/?p=2149</guid>
		<description><![CDATA[Some Basics About the TEACH Grant For those who wish to apply for the Teacher Education Assistance for College and Higher Education Grant (TEACH Grant), there are seven important things to know. The first thing is that interested candidates must fill out their details on the U.S. Department of Education’s TEACH website. The second thing [...]]]></description>
				<content:encoded><![CDATA[<h2>Some Basics About the TEACH Grant</h2>
<p>For those who wish to apply for the Teacher Education Assistance for College and Higher Education Grant (TEACH Grant), there are seven important<b> </b>things to know.</p>
<ul>
<li>The first thing is that interested candidates must fill out their details on the U.S. Department of Education’s TEACH website.</li>
</ul>
<ul>
<li>The second thing to remember is that the TEACH Grant requires what is known as a counselling session, which will take place online</li>
</ul>
<ul>
<li>The third thing of importance regarding the TEACH Grant is that the counseling session is required before candidates complete what is known as the TEACH Grant Agreement to Serve (ATS).</li>
</ul>
<ul>
<li>The fourth point about the TEACH grant is that each ATS is valid for one year.</li>
</ul>
<ul>
<li>The fifth thing to remember is that the procedures for completing the ATS require a Federal Student Aid PIN number.  Candidates must visit this <a title="apply for a PIN" href=" http://www.pin.ed.gov/PINWebApp/pinindex.jsp" target="_blank">U.S. Department of Education site</a> to apply for a PIN number.  Remember not to give your PIN number to anybody.  It is confidential and for your use only.  Even college grant and FAFSA services should not know your PIN number.</li>
</ul>
<ul>
<li>The sixth item of relevance is that TEACH Grant candidates will need their Social Security Numbers and your Federal Student Aid PIN numbers to apply. <a title="TEACH Grant" href="https://teach-ats.ed.gov/ats/studentHome.action" target="_blank">https://teach-ats.ed.gov/ats/studentHome.action</a></li>
</ul>
<ul>
<li>The seventh thing to know is that TEACH Grand candidates will need to dedicate uninterrupted time online in order to complete the application process.  The first part will require about 45 minutes and the second part will require about 30 minutes.</li>
</ul>
<p>&nbsp;<br />
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&nbsp;</p>
<h2>What to Do after Creating a Log-In I.D. for the TEACH Grant</h2>
<p>Once you’ve created a login ID and are on the TEACH Grant site for the first time, click START NEW COUNSELING to begin a new session.  You will need to declare the year for which you are receiving the TEACH Grant, plus the name of the school and its location.    The session will focus on the ATS, your service obligation and how a TEACH Grant converts to a loan if you fail to meet your commitments.  Each of these three sections has a quiz to make sure you understand how the TEACH Grant works and the obligations and commitments you are making by accepting the TEACH Grant.  Allow about 45 minutes to complete the counseling session.  If you are unable to complete your session in one sitting and you log-out or exit the TEACH Grant website, you will have to start again from the beginning.  However, your session will still be intact if you leave the counseling area of the website to browse other pages of the TEACH Grant site.</p>
<p>Once your counselling session has been completed, you can begin to work on your ATS.  This will take about 30 minutes to complete.</p>
<p>Once you&#8217;ve followed the steps regarding the PIN set up and are ready to get started on your TEACH Grant application process see  <a title="apply now for a TEACH Grant" href="https://teach-ats.ed.gov/ats/index.action" target="_blank">https://teach-ats.ed.gov/ats/index.action</a>.  For further ideas for how to help pay for a teaching degree see our page on <a title="how to pay for an education degree" href="http://college-grants1.com/teaching-education/" target="_blank">teaching and education grants</a>.</p>
<p>Photo Credit: from Creative Commons License, R.L. Filipowski</p>
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		<title>College Scholarships for Southern Baptists</title>
		<link>http://college-grants1.com/college-scholarships-for-southern-baptists/</link>
		<comments>http://college-grants1.com/college-scholarships-for-southern-baptists/#comments</comments>
		<pubDate>Thu, 14 Feb 2013 12:21:01 +0000</pubDate>
		<dc:creator>collegeg</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://college-grants1.com/?p=2060</guid>
		<description><![CDATA[&#160; Southern Baptist Scholarships Southern Baptist students will find many scholarship opportunities to help them pay for college.   It is a good idea to start planning for college scholarships around your junior year.  Get to know your high school counsellor and make sure your high school counsellor gets to know you.  Prepare a resume and [...]]]></description>
				<content:encoded><![CDATA[<p>&nbsp;</p>
<h2>Southern Baptist Scholarships</h2>
<p>Southern Baptist students will find many scholarship opportunities to help them pay for college.   It is a good idea to start planning for <a title="college scholarships" href="http://college-scholarships1.com" target="_blank">college scholarships</a> around your junior year.  Get to know your high school counsellor and make sure your high school counsellor gets to know you.  Prepare a resume and share your career goals, skills, academic background, hobbies, interests, community service, your parents’ careers, your work experience, and details about your faith on the resume.  Mention any special talents and interests as well.  It would also be a good idea to share this resume with your local pastor and other community leaders, as well as those in any clubs or any professional and social organizations to which your parents belong.  Discuss with your high school counsellor the colleges and universities that you are considering attending.  It&#8217;s always great to have a head start when researching Southern <a title="Baptist Scholarships" href="http://www.scholarships-online.com/baptist-scholarships/" target="_blank">Baptist Scholarships</a>.</p>
<h2>Schools with Southern Baptist Scholarships</h2>
<p>Southern Baptist students will be glad to know that there are colleges and universities that give away Southern Baptist Scholarhips every year.</p>
<p>For example, the Southern Baptist Theological Seminary in Louisville, Kentucky offers a need-based general scholarship ranging from $600 to $1,600 to undergraduate and masters students.  There is also the Rice-Judson Scholarship for entering first-semester students.  It helps students pay for the first two semesters at SBTS and is for $1,250 per semester.</p>
<p>Another example is the Woman’s Auxiliary Scholarship for women studying for a masters degree and offers $1,500 per year.</p>
<h3>The Houston Baptist University</h3>
<p>The Houston Baptist University offers many scholarships, including nursing scholarships, GMAT scholarships, GRE Scholarships, graduate scholarships, and Freshmen Merit Awards.  They also have a scholarship specific to home-schooled students.</p>
<h3>Southwestern Baptist Theological Seminary</h3>
<p>The Southwestern Theological Seminary in Fort Worth, Texas also offers scholarships.  For example there are the Women’s Auxiliary Scholarships awarded for bachelors, masters, and doctoral studies.   There are more than 30 scholarships helping Southern Baptist women pay for college.</p>
<h3>Baylor University</h3>
<p>At Baylor University, a Baptist university in Waco, Texas, students seeking a scholarship need to report their ACT scores or SAT scores as well as their class rank in high school.   Then they can calculate their estimated scholarship online at the Baylor University’s scholarship page.  For example, students with outstanding ACT scores and ranking top in their high school class may qualify for the President’s Gold Scholarship, valued at $13,500 per academic year.  A student with a high ranking in their high school class and very good ACT scores can be awarded the Provost’s Gold Scholarship valued at $8,500 per academic year.</p>
<p>&nbsp;</p>
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		<title>How to Use the GI Bill</title>
		<link>http://college-grants1.com/how-to-use-the-gi-bill/</link>
		<comments>http://college-grants1.com/how-to-use-the-gi-bill/#comments</comments>
		<pubDate>Mon, 04 Feb 2013 08:09:12 +0000</pubDate>
		<dc:creator>collegeg</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://college-grants1.com/?p=1958</guid>
		<description><![CDATA[How Does the GI Bill Work? The GI Bill is a registered trademark of the Department of Veteran Affairs of the United States Government.   There are two GI Bills at this time: (1) The Post-9/11 GI Bill and (2) the Montgomery GI Bill.   In addition to the GI Bill, there are other US government programs [...]]]></description>
				<content:encoded><![CDATA[<h2>How Does the GI Bill Work?</h2>
<p>The GI Bill is a registered trademark of the Department of Veteran Affairs of the United States Government.   There are two GI Bills at this time: (1) The Post-9/11 GI Bill and (2) the Montgomery GI Bill.   In addition to the GI Bill, there are other US government programs to help veterans pay for college, such as the (1) Reserve Educational Assistance Program (REAP) and (2) the Post Vietnam Era Veterans’ Educational Assistance Program (VEAP).</p>
<p>Eligibility for the above listed benefits is not mutually exclusive, so it is a good idea to investigate all four in advance in order to decide which benefits package best suits your needs.</p>
<p>&nbsp;<br />
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&nbsp;<br />
Once you’ve chosen the benefits package that is best for you, stick with it and apply for the veteran benefits that will best help you pay for college or training.</p>
<h2><b>What is the Difference between the Post-9/11 and the Montgomery GI Bill?</b></h2>
<p>Both the Post-9/11 and Montgomery GI Bills can be used to <a title="college grants" href="http://www.college-grants1.com" target="_blank">help you pay for college</a>, university, training, apprenticeships, non-college degree programs, and <a title="Graduate School" href="http://college-grants1.com/graduate-school/" target="_blank">graduate school</a>.   Applicants may also be eligible for a housing allowance and book allowance.  Examples of approved training programs include the following:</p>
<p>1-    <a title="Should I Go to a Community College?" href="http://college-grants1.com/should-i-go-to-a-community-college/" target="_blank">Community Colleges</a>, Four-Year Colleges and Universities, including Associate, Bachelor, and Graduate degrees</p>
<p>Payment is based on the number of hours of class you attend.  12 hours or more of class time per week of undergraduate study is considered full-time.   As for graduate students, the Graduate Program itself should provide documentation to explain what is considered full-time status.</p>
<p>2-    Non-College Degrees, and <a title="Vocational" href="http://college-grants1.com/vocational/" target="_blank">Vocational Training</a> including the following:</p>
<ol>
<li>Heating, Ventilation, and Air Conditioning (HVAC) Certification</li>
<li>Truck Driving (Commercial Driver&#8217;s License: <a title="CDL Training" href="http://cdltraininghub.com" target="_blank">CDL Training</a>)</li>
<li>Emergency Medication Training (EMT) Certification</li>
<li><a title="Cosmetology Grants" href="http://college-grants1.com/cosmetology-grant/" target="_blank">Barber/Beauty School</a></li>
</ol>
<p>3-    Flight Schools</p>
<ol>
<li>Post-9/11 GI Bill: not to exceed $10,970.46 per academic year.</li>
<li>Montgomery GI Bill: pays 60 percent of the approved charges.</li>
</ol>
<p>4-    Correspondence Schools</p>
<ol>
<li>Post -9/11 GI Bill: not to exceed $9,324.89 per academic year.</li>
<li>Montgomery GI Bill: pays 55 percent of the approved charges.</li>
</ol>
<p>5-    On-the-Job Training and Apprenticeships</p>
<p>Eligible programs for training include: firefighters, union plumbers, and hotel managers, for example.</p>
<ol>
<li>Post-9/11: covers 100 percent of the cost of eligible programs for the first six months.  Then it drops off by 20 percent per six-month period.</li>
<li>Montgomery: monthly rates decrease in six-month increments for the first 18 months and offer $559.30 per month after 18 months until the remainder of the program.</li>
</ol>
<p>6-   <a title="entrepreneurship scholarships" href="http://www.college-scholarships1.com/entrepreneurial-scholarships/" target="_blank"> Entrepreneurship Training</a></p>
<p>7-    National Testing Programs</p>
<h2><b>The Post-9/11 GI Bill</b></h2>
<p>The Post-9/11 GI Bill is good for up to 36 months of benefits, payable for up to 15 years after release from active duty.  Pays for full tuition and fees for public in-state students.  Private schools and foreign schools have a cap.  Those studying in Arizona, Michigan, New Hampshire, New York, Pennsylvania, South Carolina, or Texas may receive a higher reimbursement rate to help them pay for out-of-state tuition or for private college.</p>
<h2><b>The Montgomery GI Bill   </b></h2>
<p><b>Active Duty: </b>good for up to 36 months of benefits, payable for up to 10 years following release from active duty.  It may also be used for remedial and refresher courses under some circumstances.   The amount of the payout varies and can be confirmed at the GI Bill website.  <b>Reserve Duty</b><b>: </b>must have a six-year obligation in the Selected Reserve.  Officers require an additional six years in addition to the original commitment.  Participants should complete their training or college degree while still committed to serving the Armed Forces or Coast Guard as reservists.</p>
<p>For more details about the GI Bill or to apply for the GI Bill, consult the <a title="GI bill" href="http://www.gibill.va.gov" target="_blank" rel="nofollow">GI Bill</a> website.  It is important to make sure you check whether the institution where you choose to take training is on the <a title="Find an institution that participates in the GI Bill" href="http://inquiry.vba.va.gov/weamspub/buildSearchInstitutionCriteria.do" target="_blank">GI Bill eligibility list</a>.</p>
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		<title>Why Apply for College Grants?</title>
		<link>http://college-grants1.com/why-apply-for-college-grants/</link>
		<comments>http://college-grants1.com/why-apply-for-college-grants/#comments</comments>
		<pubDate>Tue, 22 Jan 2013 11:32:33 +0000</pubDate>
		<dc:creator>collegeg</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://college-grants1.com/?p=1936</guid>
		<description><![CDATA[Reasons to Apply for College Grants Government organizations all over the United States give away free money to help college students pay their tuition and other expenses associated with attending college. Since most students are taking on mountains of student loan debt, it could become the next big financial crisis that is going to affect [...]]]></description>
				<content:encoded><![CDATA[<h2 style="text-align: left;" align="center">Reasons to Apply for College Grants</h2>
<p>Government organizations all over the United States give away free money to help college students pay their tuition and other expenses associated with attending college. Since most students are taking on mountains of student loan debt, it could become the next big financial crisis that is going to affect the US economy. So before taking out large amounts of student loans, it is important to <a title="When to Apply for College Grants" href="http://college-grants1.com/when-to-apply-for-college-grant/" target="_blank">apply for college grants</a> and <a title="college scholarships" href="http://college-scholarships1.com" target="_blank">scholarships</a> to help pay for college and <a title="How to Avoid College Debt" href="http://college-grants1.com/how-to-avoid-college-debt/" target="_blank">prevent student debt</a>. For qualifying students, government grants are a great way to keep student debt at a minimum.  The process for <a title="2013 College Grants" href="http://college-grants1.com/2013-college-grants/">college grants in 2013</a> is already under way.</p>
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<p>Since both the federal and private student loans can’t be included in bankruptcy (unless the students manage to prove that repaying them would cause “undue hardship”), students with too much debt always suffer from a dilemma as to how they can <a href="http://www.ovlg.com/get-out-of-debt.html" target="_blank" rel="nofollow">get out of debt</a>&#8216;s burden. College grants are one such option that can be easily chosen in order to complete your college degree without seeking help of further lending options. Read on the concerns of this article to know the reasons behind applying for college grants and the options that you have at hand.</p>
<p>&nbsp;</p>
<p><b>Valid reasons for applying for the college grants</b></p>
<p>&nbsp;</p>
<p>While there are too many students who are struggling to make ends meet, there are equally large numbers of parents who are not being able to meet so many debt obligations at the same time. If you aren’t aware of the reasons for applying for college grants, here are some.</p>
<p>&nbsp;</p>
<p><b>To avoid the scary burden of student loan debt</b>: Yes, the student loan debt burden is extremely scary and it not only acts as a burden but also hurts your credit score. If you don’t have a job right now and you’re just out of school, you should avoid taking on more debt so that you don’t push yourself further into debt and financial trouble.</p>
<p>&nbsp;</p>
<p><b>To make college less expensive</b>: When you take out student loans, this comes with interest rates and you end up paying more than what you actually borrowed. If you wish to make college education less expensive, you should apply for college grants.</p>
<p>&nbsp;</p>
<p><b>Applying for college grants isn’t difficult</b>: There are most people who might just groan at the thought of applying for a college grant. But why should you groan when the process is very simple? You just have to complete the applications and provide proof of financial need.</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p><b>Applying for college grants is also the gateway to many college scholarships: </b> If you complete the Free Application for Federal Student Aid, (<a title="How to Get a College Grant" href="http://college-grants1.com/how-to-get-a-college-grant/" target="_blank">FAFSA</a>), it is the first step toward qualifying for college grants from the Federal Government as well as local college grants from your state of residence. In addition, it is often required to apply for most need-based scholarships.</p>
<p>As one can see, there are many benefits from applying for college grants. College students have much to gain from completing the appropriate college grant application forms.</p>
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		<title>How to Apply for a Law School Grant at Columbia University</title>
		<link>http://college-grants1.com/how-to-apply-for-a-law-school-grant-at-columbia-university/</link>
		<comments>http://college-grants1.com/how-to-apply-for-a-law-school-grant-at-columbia-university/#comments</comments>
		<pubDate>Tue, 15 Jan 2013 10:05:00 +0000</pubDate>
		<dc:creator>collegeg</dc:creator>
				<category><![CDATA[Hide in Blogroll]]></category>

		<guid isPermaLink="false">http://college-grants1.com/?p=1912</guid>
		<description><![CDATA[photo credit: Joe Gratz When it comes to applying for a student loan, a work-study program, or a grant to help pay for law school or graduate school, applicants are not considered to be dependent upon their parents. So when you submit your Free Application for Federal Student Aid (FAFSA) form, you will not need [...]]]></description>
				<content:encoded><![CDATA[<p>photo credit: Joe Gratz</p>
<p>When it comes to applying for a student loan, a work-study program, or a <a title="Law School Grants" href="http://college-grants1.com/law/" target="_blank">grant to help pay for law school</a> or graduate school, applicants are not considered to be dependent upon their parents. So when you submit your Free Application for Federal Student Aid (<a title="How to Get a College Grant" href="http://college-grants1.com/how-to-get-a-college-grant/" target="_blank">FAFSA</a>) form, you will not need to submit the details regarding your parents’ income. In the case of Columbia University Law School, the deadline for submitting the FAFSA form is March 1st.</p>
<p>Although law school students are considered to be financially independent from their parents, Columbia University Law School requires the income tax details of candidates’ parents in order to issue grants and loans such as the Federal Perkins Loan Program. If your parents file separately, then both tax returns are required. The deadline to complete loan applications is May 15th.<br />
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<p>Columbia University decides to provide financial assistance to its law students based on the financial need of the applicants, taking into account the financial capacity of the candidate’s parents. In the event that parents refuse to divulge of their financial details, Columbia University will refuse to issue a grant to help the applicant pay for law school.</p>
<p>There may be cases in which a student seeks an exemption from this policy by appealing to the Director of Financial Aid at Columbia University, by providing court documents, letters from attorneys, social workers, clergy members, and others in order to support the candidate’s claims of financial need.</p>
<h2>How are the Law School Grants Disbursed?</h2>
<p>If a student has already been admitted to Columbia University Law School, then the applicant will need to consult the Financial Aid Office to complete the Need Access application and other forms.<br />
Students who receive financial aid at Columbia University can generally expect their grants and loans to be disbursed in August for the fall term and in January for the spring term. Any awards are generally credited directly to the law student’s account at Columbia University. If an applicant’s documents are not complete, it will likely prevent the financial aid from being available. Columbia University notifies its students of the documents that are required to complete the process to help students pay for law school.</p>
<p>If law school students have received awards and scholarships from outside Columbia University, those awards should generally be credited to the student via the Financial Aid Office. Law school students are required to inform the Financial Aid Office of any outside awards, even when they are issued directly to the student rather than via the Financial Aid Office.</p>
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		<title>Why is College Tuition Rising So Fast?</title>
		<link>http://college-grants1.com/why-is-college-tuition-rising-so-fast/</link>
		<comments>http://college-grants1.com/why-is-college-tuition-rising-so-fast/#comments</comments>
		<pubDate>Thu, 10 Jan 2013 13:54:09 +0000</pubDate>
		<dc:creator>collegeg</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://college-grants1.com/?p=1886</guid>
		<description><![CDATA[At What Rate is College Tuition Rising? Why are college costs rising so much faster than other expenses such as medical costs and the general inflation index?   Just how fast are college tuition costs rising when compared to medical expenses and general living costs?  According to an article published in the Wall Street Journal [...]]]></description>
				<content:encoded><![CDATA[<h3>At What Rate is College Tuition Rising?</h3>
<p>Why are college costs rising so much faster than other expenses such as medical costs and the general inflation index?   Just how fast are college tuition costs rising when compared to medical expenses and general living costs?  According to an article published in the Wall Street Journal (WSJ) on Thursday, the 3rd of January 2013, the change in tuition costs across the United States has been 92 percent from 2001 to 2011, while medical care costs have increased 47 percent during the same period and the consumer price index has increased by 27 percent.</p>
<h3>Paying for Tuition with a Part-Time Job is a Thing of the Past</h3>
<p>Consider this statistic mentioned in the WSJ article: “In 1975, a University of Minnesota undergraduate could cover tuition by working six hours a week year-round at a minimum-wage job…. Today a student would have to work 32 hours (a week) at minimum wage to cover the cost.”  As it is not feasible to expect students to work so much while attending college full time, that means <a title="scholarships" href="http://college-scholarships1.com" target="_blank">scholarships</a>, <a title="college grants" href="http://www.college-grants1.com" target="_blank">college grants</a>, and student loans are filling in the gap to <a title="help students pay for college" href="http://college-grants1.com/how-to-get-a-college-grant/" target="_blank">help students pay for college</a>.</p>
<h3>How Come College Tuition Keeps Going Up So Quickly?</h3>
<p>One reason that college tuition is increasing considerably more than the inflation index, is that universities across the United States have taken on too many costs by hiring too many administrators.  There has been something a of a spending spree over the past years, with many new administrative positions being added to the staff of colleges and universities. Some university administrators earn more than $200,000 per year, with some university presidents earning beyond $500,000 per year, so it is easy to see how a significant portion of a college or university budget can be siphoned into supporting high administrative costs.<br />
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<p>Another reason that college tuition is rising faster than the pace of inflation is that schools keep trying to offer the most up-to-date equipment, amenities, and facilities to attract students. This means that many colleges and universities take on debt for construction projects. The cost of servicing debt associated with these projects is also a significant part of a college or university’s annual budgeted expenses.<br />
In addition, many colleges and universities have expensive bureaucratic procedures. For example, it might cost $75 in labour costs to process a reimbursable expense valued at $12.</p>
<p>To see WSJ articles regarding universities’ administrative costs click the link <a href="http://WSJ.com/PriceOfAdmission" target="_blank" rel="nofollow">WSJ.com/PriceOfAdmission</a></p>
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		<title>College Grants for the Unemployed</title>
		<link>http://college-grants1.com/college-grants-for-the-unemployed/</link>
		<comments>http://college-grants1.com/college-grants-for-the-unemployed/#comments</comments>
		<pubDate>Fri, 04 Jan 2013 11:28:19 +0000</pubDate>
		<dc:creator>collegeg</dc:creator>
				<category><![CDATA[Grants by Program]]></category>

		<guid isPermaLink="false">http://college-grants1.com/?p=1842</guid>
		<description><![CDATA[How to Apply for a College Grant if You Are Receiving Unemployment Benefits Unemployed workers in 2013 may qualify for grants to help them.  If you’ve been unemployed, it may be a good time to go back to school.  However, many unemployed people wonder whether they will be able to continue to receive unemployment compensation [...]]]></description>
				<content:encoded><![CDATA[<h3>How to Apply for a College Grant if You Are Receiving Unemployment Benefits</h3>
<p>Unemployed workers in 2013 may qualify for grants to help them.  If you’ve been unemployed, it may be a good time to go back to school.  However, many unemployed people wonder whether they will be able to continue to receive unemployment compensation benefits if they start attending college or special job training or other education.</p>
<p>There are now new educational and training opportunities available for unemployed people.  U.S. President Barack Oboma announced that now workers who are receiving unemployment insurance benefits will receive special consideration for financial aid to help pay for job training or education.  You may even be able to keep your unemployment benefits while enrolled in your training or college program.  The application process for <a title="2013 College Grants" href="http://college-grants1.com/2013-college-grants/">college grants in 2013 </a>is already underway.</p>
<h3>How the Pell Grant Helps Unemployed Workers Pay for College</h3>
<p>There is a program known as the <a title="Federal Pell Grant" href="http://college-grants1.com/pell-grant/" target="_blank">Federal Pell Grant</a>, which can provide up to $5,350 for educational and training expenses.  Pell Grants are available to unemployed people as well as part-time and full-time workers, to help pay for an undergraduate college degree or a certificate program regardless of whether one studies part time or full time.  However, students who already have a bachelor’s degree are not eligible.  If you have only an associate’s degree, you may be eligible to continue your undergraduate studies to earn a bachelor’s degree, however.  Eligibility is also contingent upon already having a high school diploma or a General Education Development (GED) certificate.</p>
<p>Pell Grants are accepted at many trade schools, technical schools as well as most community colleges, colleges, and universities in the United States.  Even if you do not qualify for a Pell Grant, you may be eligible for other financial aid.  The Pell Grant is only one example of the different kinds of <a title="federal student aid programs" href="http://college-grants1.com/federal-programs/" target="_blank">federal student aid programs </a>that are available to help unemployed people.</p>
<p>It is easy to apply for financial aid and to find training to help unemployed workers gain new skills.  The Department of Education and the Department of Labor have created a joint website: <a href="http://www.opportunity.gov/" target="_blank" rel="nofollow">Opportunity.gov</a> where you can find helpful information.</p>
<h3>How to Get New Training if You Are Unemployed</h3>
<p>Decide what type of education or training would best meet your job or career goals.  Make a visit to your local community college and find out what kind of training is available near you, get a class catalogue and learn about the enrolment process and the academic calendar.  Consider taking a look at <a href="http://www.careeronestop.org" target="_blank" rel="nofollow">www.careeronestop.org</a> where you can take a self-assessment test into the possibilities of jobs that are out there and the kind of training available.   You can also browse job sites and explore the average salaries and benefits of different kinds of jobs and careers.<br />
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<p>Remember to apply for financial aid for college or training by completing the Free Application for Federal Student Aid (<a title="FAFSA" href="http://college-grants1.com/how-to-get-a-college-grant/" target="_blank">FAFSA</a>) or by calling 1-800-4FED-AID.  On the application, you will need to report your income from last year.  If you are recently unemployed, your current circumstances may not be reflected by your last year’s income.  If you’ve experienced an extreme drop of income, it is important to consult the financial offices of the school where you are applying, because they may be able to adjust your eligibility based on your current circumstances.  If you have not yet received a letter certifying that you are unemployed from your unemployment benefits office, call the unemployment office and request that they send you one.  Bringing a recent letter (valid for up to 90 days from the date written) to the vocational school or college where you will start training may help you qualify for a Pell Grant, as the financial aid offices can use it to confirm that you have been unemployed and are no longer receiving income from your employer.  Alternatively, consider printing out a screen shot online to prove that you are receiving unemployment insurance.  Remember not to overlook <a title="college grants issued by your state of residence" href="http://college-grants1.com/grants-location/" target="_blank">college grants issued by your state of residence</a>, as well.</p>
<p>If you are accepted into a training program or college, make sure to contact your unemployment benefits office prior to starting college.   They can let you know whether you will still be eligible for unemployment benefits based on your own individual circumstances.  There are times when the requirement that you must be available for full-time employment<strong> may </strong>be waived.  After contacting the unemployment benefits office, unemployed workers should apply for the college grants to help them pay for the training that can help them re-enter the work force.</p>
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		<title>2013 College Grants</title>
		<link>http://college-grants1.com/2013-college-grants/</link>
		<comments>http://college-grants1.com/2013-college-grants/#comments</comments>
		<pubDate>Sat, 22 Dec 2012 23:33:05 +0000</pubDate>
		<dc:creator>collegeg</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://college-grants1.com/?p=1800</guid>
		<description><![CDATA[How to Find a College Grant in 2013 If you’re looking for a college grant for 2013, you’ve come to the right place.  College tuition is always going up.  Fortunately, there is help available to pay for college.  Applying for college grants is simple and in 2013, millions of dollars will be awarded to students [...]]]></description>
				<content:encoded><![CDATA[<h2>How to Find a College Grant in 2013</h2>
<p>If you’re looking for a college grant for 2013, you’ve come to the right place.  <a title="College tuition is always going up" href="http://college-grants1.com/why-is-college-tuition-rising-so-fast/" target="_blank">College tuition is always going up</a>.  Fortunately, there is help available to pay for college.  Applying for college grants is simple and in 2013, millions of dollars will be awarded to students in the form of college grants, which do not have to be repaid.</p>
<p>This means big savings to students who receive college grants vs. those who take out student loans.  Students who take out loans eventually have to pay the money back, plus interest.  With college grants, the money is considered a gift.  The payments go directly to the college or university where the students are enrolled and go toward things such as tuition, fees, and other expenses associated with attending college.</p>
<p>In order to apply for a college grant in 2013, you should first complete the Free Application for Federal Student Aid (FAFSA) form. Applicants can either <a href="http://www.fafsa.ed.gov/fotw1213/pdf/PdfFafsa12-13.pdf">print a hard copy</a> or fill out the <a href="https://fafsa.ed.gov/FAFSA/app/fafsa?locale=en_US">form online</a>. For the online version, applicants need to create a Personal Identification Number (PIN).</p>
<h2><b>Applying for College Grants in 2013</b></h2>
<p>At the time of completing the form, applicants should have their social security number, driver’s license number, and tax returns as well as their parents’ tax returns ready.  That’s why you and your parents should file your 2012 tax returns as quickly as possible in order to make sure you are all ready for the 2013 college grant application process.</p>
<p>If you are not a U.S. citizen, you will need your Alien Registration Number.  Other foreigners studying in the United States will not be eligible for most college grants.  However, if you are a foreign student on an F1, F2, J1, J2 or G series visa holder you can still completed the FAFSA form and continue your search for college aid that may be available in specific cases.  Check your college or university’s financial aid offices for more details.</p>
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<h2><b>The 2013 FAFSA Contact Information</b></h2>
<p>If you have any troubles with completing the FAFSA forms, you can call 1-800-4-FED-AID. (1-800-433-3243) or visit <a title="”Help" href="https://www.studentaid.ed.gov/completefafsa" target="”blank”" rel="nofollow">studentaid.ed.gov/completefafsa</a></p>
<h2><b>Kinds of College Grants and Scholarships Available in 2013</b></h2>
<p>The first college grant that eligible students generally receive after completing the FAFSA forms is the <a title="Pell Grant" href="http://college-grants1.com/pell-grant/" target="_blank">Pell Grant</a>.  It is important for students to also investigate <a title="college grants from their state of residence" href="http://college-grants1.com/grants-location/" target="_blank">college grants from their state of residence</a>, too.</p>
<p>Some students who receive the Pell Grant find that they still need further help to pay for college and associated expenses.  That’s why they can also apply for the Federal Supplemental Educational Opportunity Grant (<a title="FSEOG" href="http://college-grants1.com/fseog-grant/" target="_blank">FSEOG</a>).</p>
<p>If these college grants are still not sufficient to help fill the gap, students can also apply for the <a href="http://www.thesalliemaefund.org">Sallie Mae Unmet Need Scholarship</a>.  The Sallie Mae helps low-income students with an additional $1,000 to $3,800 per eligible student.</p>
<p>In 2013, there are also some areas of study that have specific federal college grants and financial aid.  In a particular, nurses, teachers, scientists, engineers, and mathematicians should apply for these programs.  Check out <a title="math grants" href="http://college-grants1.com/math-grants/" target="_blank">math grants</a>, <a title="engineering grants" href="http://college-grants1.com/engineering/" target="_blank">engineering grants</a>, <a href="http://college-grants1.com/teaching-education/">TEACH Grants</a> for education majors, and the <a title="HRSA Nursing Scholarship Program" href="http://college-grants1.com/hrsa-nursing-scholarship-program/" target="_blank">Nursing Scholarship Program</a>  for more details.</p>
<h2><b>Completing the FAFSA Form in 2013 for College Grants</b></h2>
<p>After you submit your FAFSA, the Federal Government will calculate your Expected Family Contribution (EFC) and send you a Student Aid Report (SAR) containing the EFC details.  Once you receive the EFC, look it over and make sure that all the information is complete and correct.  The amount of financial aid you will receive depends on your EFC, unless you are also applying to <a title="merit-based grants" href="http://college-grants1.com/merit-based-grants/" target="_blank">merit-based grants </a>and <a title="scholarships" href="http://www.college-scholarships1.com" target="_blank">scholarships</a>.  Your next step is to talk to a representative at the financial aid offices of your college or university.  Many private universities, whose tuition would otherwise be out of reach to low-income students, have large endowments to help students who require financial assistance to attend their institution.  Your college of choice, whether private or public, may have additional financial aid available.   You should bring a copy of your records with you to double-check in case some of that free college money is available for you.</p>
<h2><b>How Much are College Grants worth in 2013</b></h2>
<p>The financial aid offices of your college will examine your EFC in order to figure out how much money you will be granted. The cost of attending college, less your EFC equals your financial need.  Here are the maximum amounts of the college grants you may receive from the Federal Government: (1) the Pell Grant: $5,550 (2) the FSEOG: $4,000 (3) the Sallie Mae Unmet Need Scholarship: $3,800.</p>
<p>Sometimes emergencies also happen in your family. Maybe one of your parents loses a job, has a medical emergency or there is otherwise a big drop in your family’s income.  What happens then?  You need to return to the college financial aid office If there are unusual circumstances such as large medical bills or a steep drop in family income.</p>
<p>Remember to apply for local state college grants and local state scholarships, too.  During your junior year of high school, you should also check with the department in charge of the major you intend to study.  There are usually departmental scholarships awarded every year to the top candidates applying in each major. This requires advance planning, which is why it is important to find out during your junior year.  That way you will be prepared when you apply for such scholarships during your senior year of high school.  Additionally, many high school students qualify for college scholarships from their parents’ employers, professional organizations, unions, faith-based organizations, and other sources. During your junior year of high school check for such opportunities as well.</p>
<h2><b>How to Receive College Grant Money in 2013</b></h2>
<p>The money due from college grants will go directly to the college you attend.  First, the college will apply the money toward your tuition and fees.  Next, it can be applied toward room and board, if appropriate.  If there is any college grant money remaining, you can use it toward other educational expenses.  If you will be studying at college or university in 2013, you don’t want to miss out on the chance to receive the 2013 college grant money distributions so complete your FAFSA form early.</p>
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		<title>Scholarships for All Students Admitted</title>
		<link>http://college-grants1.com/scholarships-for-all-students-admitted/</link>
		<comments>http://college-grants1.com/scholarships-for-all-students-admitted/#comments</comments>
		<pubDate>Wed, 19 Dec 2012 14:48:21 +0000</pubDate>
		<dc:creator>collegeg</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://college-grants1.com/?p=1749</guid>
		<description><![CDATA[Have you been wondering if there is a college or university where every student gets a full-tuition scholarship? Cooper Union for the Advancement of Sciences and Arts High school students who are set on becoming artists, engineers, or architects should consider Cooper Union for the Advancement of Sciences and Arts, in Manhattan as one of [...]]]></description>
				<content:encoded><![CDATA[<p>Have you been wondering if there is a college or university where every student gets a full-tuition scholarship?</p>
<h2>Cooper Union for the Advancement of Sciences and Arts</h2>
<p>High school students who are set on becoming artists, engineers, or architects should consider <strong>Cooper Union for the Advancement of Sciences and Arts</strong>, in Manhattan as one of their options. The tradition at Cooper Union has been to provide all of its students with full-tuition scholarships. This relieves students of the bite of a $40,000 per year tuition bill. That way, the students can dedicate their time to their studies and only have to pay their room, board and miscellaneous expenses. Having a full-tuition scholarship is a big plus in <a title="how to avoid college debt" href="http://college-grants1.com/how-to-avoid-college-debt/" target="_blank">how to avoid student debt</a>. As long as this remains feasible thanks to the college’s endowment and fund-raising efforts, this tradition can continue as it has since Cooper Union was first founded in 1859 by Peter Cooper, the inventor, industrialist and philanthropist.</p>
<p>Cooper Union recognizes that it is important to keep the tradition going, which is why it has begun to search for ways to raise funds and may start to implement other programs, for which it will charge tuition, such as continuing education, online programs, and graduate degree programs. Nonetheless, all students entering for the fall of 2013 in the traditional undergraduate core courses will still be assured a scholarship. Whether this scholarship will continue will depend on Cooper Union’s success at generating revenue from new programs, as well as from philanthropic sources. Benefactors wishing to <a title="donate to Cooper Union" href="https://securelb.imodules.com/s/1289/giving/index.aspx?sid=1289&amp;gid=1&amp;pgid=577&amp;cid=1325" target="_blank">donate to Cooper Union</a> should e-mail annualfund@cooper.edu or call the Office of Development and Alumni Affairs at 212.353.4103.</p>
<p>Here you can see the latest update on the status of the <a title="scholarships at Cooper Union" href="http://cooper.edu/about/news/update-president-bharucha-framework-action" target="_blank">full-tuition scholarships at Cooper Union</a>.<br />
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<p>&nbsp;</p>
<h2>Study Art, Architecture or Engineering at Cooper Union</h2>
<p>Cooper Union College has a very demanding admissions process. Each year, about 250 students are admitted, making for an acceptance rate in the range of seven or eight percent.<br />
The deadline for admissions each year is January 1st. Cooper Union College accepts both the ACT and SAT, the results of which must reach the admissions office by February 1st. As a part of the admissions process, students intending on majoring in art or architecture must submit a project that the admissions staff will assign. Students interested in studying engineering can specialize in mechanical or chemical engineering.</p>
<p>While Cooper Union is not known for the kinds of campus happenings that other colleges across the United States are known for, there is an agreement with New York University (NYU) that allows Cooper Union College students to participate in NYU’s extra curricular activities if they would like. In addition, there are also professional clubs for Cooper Union students, as well as fraternities, a basketball team, volleyball, track and field, and groups for interests as diverse as ice cream and meditation. One of the benefits of Cooper Union is in its small class sizes. The student-faculty ratio is nine to one. Nearly three-quarters of the classes have fewer than 20 students.</p>
<p>Overall, Cooper Union is for serious, mature, hard-working students who already have a clear focus on their career goals. Students should definitely be clear from the start that they wish to pursue a career in architecture, art, or engineering, because these are the only fields offered here. So Cooper Union is not the place for undecided freshmen trying to figure out what major is right for them. In addition, students interested in Cooper Union should still <a title="apply for financial aid" href="http://college-grants1.com/when-to-apply-for-college-grant/" target="_blank">apply for financial aid</a> and complete the Free Application for Federal Student Aid (<a title="FAFSA" href="http://college-grants1.com/how-to-get-a-college-grant/" target="_blank">FAFSA</a>) forms, as some Cooper Union’s current students benefit from <a title="college grants" href="http://college-grants1.com" target="_blank">college grants</a>, such as the <a title="Pell Grant" href="http://college-grants1.com/pell-grant/" target="_blank">Pell Grant</a>, which helps students cope with some of the expenses associated with attending college.</p>
<p>&#8211; photo credit: Mario Morgado</p>
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